Domain Name Com's Software Microsoft Money 2004 Standard

Software Microsoft Money 2004 Standard

Domain Name Com's - Software : Microsoft Money 2004 Standard

- A good tool with flaws
I find this software is a good tool to help me track spending and investments, though it does have some annoying flaws. The first is the forecasting that it does on accounts is worthless, it takes an asset account that receives a nominal increase monthly and projects a two month increase far in excess of what the historical trends, and common sense, would suggest. It does this as well with credit accounts, for instance I had a credit account with $700 with a 6 month no interest period, over a 5 month period, with monthy payments and no interest, it was paid down to $35, the forecast tool took this information and predicted in two months the account would be at - $5,000. Other annoying things, the prompt on the home page that I should enter the monthly interest on my AMEX card, the advertisements and notices that my money would do better in accounts held by advertisers, the difficulty enterering the actual price paid on fractional share purchases, and the difficulty in handling the mortgage payment transactions when part of the monthly payment goes to a escrow account to pay taxes and home insurance.

That said, the product is a good tool for househiold budgeting and financial record keeping.

Rating:

- Great as a free demo, not worth that much otherwise
I downloaded the free trial of Money from Microsoft's website and decided to give it a try. The trial runs for 2 months and it allows you to do pretty much the same things as in the full versions.
My first impressions are mixed. On one side, the interface is very slick and it sure looks like a good tool for managing everything. On the other side, my Excel files do the same thing for free, lacking only cool graphics and buttons.
While updating accounts seemed to work pretty fast, what it updates is a mess. I spent most my time working with my Brokerage account, since that was my main interest. For once, while the stocks were imported correctly, the tools were showing me bad stocks as leaders that make me the most money. Follow that and you'll either become a Warren Buffet or file for bankruptcy ... Second, the info was really not personalized. I was being sent to the MSN Money site for further information or for plotting the stock shares evolution ... Well, how can I say this: MSN Money, same info I was being sent to, is actually free. I go there anyway, to update my Excel files.
Some of the other features were not of big interest either. The only that were, required additional payments (GainKeeper, for Schedule D, etc).
Overall, I am not impressed and will not buy this software. I think everything it has can be done in Excel and while it may take you a while, at least you'll know what you do.

Rating:

- Don't upgrade unless you have to!!!!!
I was sailing along quite happy with my lil ole Money Standard 2000. I used the budgeting and reporting some, but mostly just kept track of my accounts and downloaded bank activity. THEN my bank upgraded and "recommended" we upgrade to the most recent version of Money. Oh, WHAT A MISTAKE! I hate it. Downloading items from the bank website, Money just enters them into your statement, matches the entry with a VERY wrong mate. I think it looks at your upcoming bills before it actually looks at the transactions (which, okay, I don't always have entered exactly right penny for penny). Before, in 2000-land, I didn't know how good I had it matching entries. A simple 8-transaction download can take 15 minutes at a minimum. Way, way too time consuming for something that's supposed to make my life easier. I can't imagine that ANY product testing was done before this was released. Save your money if you can. I'll deal with it until I can't stand it anymore and then convert to Quicken. ARRGHHH.

Rating:

- Confusing
I recieved this product with my new dell computer and have been trying to figure it out for the past 3 weeks! I was hoping it would be somewhat easy to use, but no luck! I am now going to buy quicken 2004 because this product is in my opinion poorly built. I am not a computer saavy person, so hopefully quciken will not be as confusing.

Rating:

- You'll be sorry!
Go to the Money 2004 site and READ the FAQ. Basically, if you convert from Quicken or an older version you can never go export your data back out. No version of Quicken can read Money 2004 and no older version of Money can read 2004. Also this version has a subscription service which you need to renew in order to keep it going. A last it is fully integrated with .net, which I don't find a good thing. Even when you turn off all the features to make sure your financial data does not get sent anyway, the product still finds a way of bombarding you with the latest and greatest financial news, at least the way MSN sees it. Stick to you're old tried and true, or you'll find yourself up late reinputting all your last months transaction. It's 3:53 am now...

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