Domain Name Com's Software Microsoft Money Premium 2004

Software Microsoft Money Premium 2004

Domain Name Com's - Software : Microsoft Money Premium 2004

- better than the Money/Quicken 2005 crop
Been using since 2003 because it has better customized graphing/reports than Quicken.

MS Money 2004, despite its major and minor quirks, is at least still usable everyday without much fuss.

The debt planner is fairly useless except to schedule payments, and to "guess" when you'll be out of debt, unlike Quicken 2003. Mortgage accounts don't allow you to switch between arbitrary frequency of payments per month, as well as always predicting the WRONG interest/principal payment split.

However, I still like the fair ability to customize; from page displays to reports although I prefer Quicken's more modal interface over Money's free flowing "browser" interface.

Looking forward, Money 2005 is a horrible new product that doesn't carry over any of the "it just works" philosophy of 2004 especially with the even more "browser" interface that leaves huge tracts of white screen space (in advanced mode) compared to 2004. Combined with the huge amount of complaints about Quicken 2005's new 'forced' "upgrade" features, Money looks golden.

Stay with 2004.. it's the lesser of many evils. Until maybe 2006.

Rating:

- Glad it's not just me....
Microsoft just continues to top itself year after year with the continual poor quality of it's software. In that one regard, Money 2004 does not disappoint.

As other reviewers have noted, many previously functional parts of the (mostly well-designed) program have been crippled, or do not work at all. A prime example that I can site is the Debt Reduction Planner... the whole point of the tool is to allow the user to create a program to automatically pay-off the highest interest debt first. It no longer does this--- or much of anything else! When you set up a debt program, the tool used to schedule all of your payments in your Bills and Deposits listing to present an accurate cash-flow forecast. Now it only presents the most immediate payments... USELESS!!!

Add to this sporadic unexplainable data corruption and a complete absence of I/O load balancing in the "background banking" sub-app and you get a software tool that destabilizes and imperils your critical financial data. Oh yeah, and you're paying out the nose for that privilege!

MS Money used to be the only reason I stopped thinking about switcing to the Mac. At this point, Quicken is beginning to sound appealing.

I recently was subjected to inane blather from a financial number-cruncher about how MS is going to eventally conquer everything and everyone in the distributed computing arena.... I say it won't happen. They are committing the one sin that all companies have paid for eventually... arrogance and distain for the needs of their customers. Yeah, Windows will still be around in 30 years. But not much else... and who knows if MS will still be the owners.

Rating:

- Not worth even trying
I've been using Quicken for years, but I like to check out alternatives. So, since there were many positive reviews, here and in the PC mags, I thought I'd give Money a try.

Forget it! Here's why:

1. A pain in the neck to set up.
2. It wouldn't import my Quicken data.
3. Couldn't review and modify what was being set up.
4. Documentation inadequate.

Need I go on? I'm not a novice, so if I had trouble, I expect that so will most others.

Quicken is far from perfect, but on the whole it has been solid, powerful, and fairly easy to use. The latest versions have annoying ads, but I find that easier to live with than the Money interface.

Rating:

- Serious flaw in reporting
I've been a Money user for many years. I love the design and find it easy to work with.

Imagine my horror, then, when doing my tax reports this year I discovered that Money failed to list all my tax expenses. I noticed this only because a major expense was missing from the report, so the error was glaring.

When I then went to check, I found Money failed to list around 20% of my expenses. If I had not discovered this error, I would have ended up paying $5000 more tax than necessary. I haven't checked past years' returns, yet, but if this flaw has existed in previous versions, then I've been overpaying my taxes for years thanks to Money.

I have checked and rechecked over a dozen times to ensure the error is not my own. It's not. The missing expenses are correctly categorize as tax expenses, they are in accounts which are included in my tax reports, and they are for the correct reporting period. Strangely, Money will report a similar expense and then skip the next, similarly categorized expense.

If you're going to use this product, treble check your reports at tax time.

Rating:

- If Only I Had a Chance to Use It
I got a copy of MS Money 2004 for Christmas as requested. I've used MS Money 98 for a long long time, and I figured it was time for an upgrade.

I installed the program, and installation went perfectly; no problems. However, as soon as I tried to launch the program I got an error message, and the program wouldn't even run. I tried a few things (I consider myself quite computer savvy), but none of my solutions worked. I still got the error message.

My only choice was to beg for the mercy of Microsoft. Since I wasn't about to pay for the expensive phone call to talk to a live person, I decided to use their online assistance. So far I've dealt with two different technical assistants, and neither one of them seem competent. The second individual is actually quite condescending. Hopefully I'll get a third helper that's nicer.

I'm still receiving "help" from Microsoft, but none of it is working. I've NEVER had any problems with ANY other software working on my PC, so I know it's MS Money 2004.

Until Microsoft can fix their faulty program, I rate MS Money 2004 1 star. The only reason I'm even giving that one star instead of none is because I really liked MS Money 98, and I figure it couldn't have gotten any worse (If it worked).

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